Financial Literacy, Aptitude, and Empowerment

Financial Aptitude Training, or FiAT, is a 501(c)(3) non-profit organization committed to education in areas of fiscal responsibility and entrepreneurship to help restore financial independence in our community. It all started with an idea, initially as a community outreach program of LFS Asset Management: in July of 2014, FiAT (previously “Pay It Forward Bay Area”) partnered with Junior Achievement and hosted its first Financial Literacy and Entrepreneurship Summer Camp program for youth. The program was supported by donations from parents, local business owners, and the local clergy, with LFS as the primary benefactor. This idea has since turned into a vision, which now has led to a plan to expand its reach to include working adults.

The program is offered at no charge and includes the underserved youth in the community.



Registration for the 2017 FLY (Financial Literacy for Youth) Sessions is now closed. The waitlist is available; we will contact you if spots become available.

For registration information regarding our other workshops, please contact us

Our Sessions

Find out more about the sessions we offer, including our FLY sessions for youth!

Go to Our Sessions

Our Partners

We are supported by generous community organizations with similar visions. Check out the partners that make our work possible.

See Our Supporters

Photo Gallery

Find out more about what we've done by visiting our photo gallery page!

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